Because driving a motorized two-wheeler puts you at risk of accidents and potentially higher consequences, it is important to understand the risks in order to better anticipate them. And this just as well when you take the handlebars of your motorbike or your scooter in town as outside urban areas.
Let’s say it as it is: whether you drive in the city or outside the city, the risks inherent in the very nature of your vehicle are always present. This is why it is essential to always stay alert and anticipate each step, each trajectory, and each maneuver that you will perform throughout your journey, regardless of its length.
In town or outside the city?
We often tend to think that the causes of a traffic accident are always external. Whether it is another road user, a bad road condition, wet pavement … In reality, any driver of a motorized two-wheeler should keep in mind that many sticky situations can be avoided with some good habits. Because in practice, although motorcyclists represent less than 2% of traffic, they still represent nearly 20% of fatalities. And this in town as well as outside, since 3 out of 5 deaths occur in the open countryside, and in 9 out of 10 cases on a dry road!
For a third of the victims, it is about a “solo” accident without any other user involved. This is enough to realize how speed, pace adjustment, and anticipation on the road can be involved if not enough attention is paid to each of these aspects. In town, think about pedestrians, priorities, and your pace. Outside built-up areas, remember to always be in control of your actions, and not to be overconfident when approaching a bend, or when overtaking or rushing on a good road. cleared.
Technology as an ally
As a two-wheeler driver, we are also fortunate to have all the a range of digital tools designed to enhance our peace of mind – and that of those around us – every time we take the handlebars of our motorcycle or our scooter. Applications such as Liberty Rider for example, allow live tracking of the trip, send automatic SMS to the most worried contacts (hello mom!) on departure and arrival, and offer a fall detection feature which, integrated into the phone, automatically alert the emergency services via the call center available 24/7.
This practice is now essential, especially in the event of an accident in an isolated location outside the built-up area! According to the survey1 carried out by Harris Interactive for Natixis Assurances and Banque Populaire, 68% of two-wheeler drivers show interest by access to features such as those of Liberty Rider directly from their insurance contract. This interest is all the more relevant given that, according to the survey, 63% of motorized two-wheelers say they have already encountered or experienced an accident.
- Survey conducted by Harris Interactive online from May 13 to 27, 2021. Sample of 1,007 people representative of users of motorized two-wheelers (motorcycle or scooter) at least once a month. Quota method and adjustment applied to the following variables: sex, age, socio-professional category, region of the interviewee and frequency of use of a motorized two-wheeler. Survey commissioned by Natixis Assurances for Banque Populaire.
Assurance 2 Roues is a contract of BPCE Assurances, a public limited company with a capital of 61,996,212 euros whose head office is located at 88 avenue de France, 75641 Paris Cedex 13, registered with the Paris RCS under number 350 663 860, a company governed by the Insurance Code. Contract distributed by BPCE SA, a public limited company with a management board and supervisory board with a capital of 180,478,270 euros whose head office is located at 50 avenue Pierre Mendès France, 75013 Paris, registered with the Paris RCS under number 493 455 042, intermediary in insurance registered with ORIAS under number 08 045 100.