Here is the ranking of the most stolen two wheels in France. According to the Ministry of the Interior a theft is recorded every 10 minutes.
According to the figures of the motorcyclists’ mutual and the 2-wheel flight observatory, we were able to establish for you the sad classification of the most stolen scooters.
It is always worthwhile to learn about the most stolen scooter models before purchasing one or taking out a theft warranty. Of course, the guarantee represents a big cost, but it allows you to receive a refund in the event of theft. The ranking is based on the thefts recorded in 2017. La Mutuelle des Motards did not take into account the number of thefts per model of scooter, but the ratio between the number of vehicles insured and the number of vehicles stolen for the same model. We also offer a percentage of theft rate on brands of scooters. This counts the total thefts of a brand out of 100 stolen scooters.
Explanation of thefts:
The best-selling models are often the most stolen. Their popularity makes them prime targets. This is the case with Yamaha T-Max which is the best-selling scooter over 125cc, and the 3th The best selling 2 wheeler in France in 2017 is also the most stolen scooter. The safety systems of most of the models present in the ranking show their low efficiency. Since scooters have a small footprint, they are most often loaded into a van within seconds. The study by the Mutuelle des Motards also recalls that the majority of stolen scooters are resold in the form of spare parts. Proceeding is less risky for thieves and it earns them 10 times more than reselling the stolen scooter. This method explains why 80% of stolen scooters are never found.
To conclude, According to the Mutual of Motards 55,400 flights of motorcycles and scooters were registered in 2016 in France. This is less than in 2012 (66,500 thefts) but still much more than for cars, compared to the rolling stock (108,000 car thefts in 2016 for a fleet 8.5 times greater, source Ministry of the Interior).
How to choose your scooter insurance?
If you intend to buy a scooter that is on the list of the most stolen models in France, you can imagine that the insurance may be a little more expensive than for another model. However, we advise you to request several quotes, in order to compare the offers.
Know that you can forget thethird-party scooter insurance, because the theft warranty will not be part of the conditions. In any case, the risk of accident being frequent with 2 wheels, it is a level of coverage that is better to avoid. We advise you to choose at least an intermediate scooter insurance, if you have bought a used model. On the other hand, if your scooter is new, do not even think about it: you need a Back to back insurance.
Once you have made that first choice, you still have to look at the options. We particularly advise you:
- extended bodily protection for the driver, to have better compensation in the event of injury or death
- the guarantee of your accessories and equipment, to be able to replace them in the event of an accident
- 24-month replacement value warranty, if your scooter is new
- franchise buyback
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